Your trucking business is a big investment. Protect it. We have over 70 years of experience working with the transportation industry, and our underwriters, risk control and claim professionals dedicated to this work have the expertise to help you to reduce loss, increase safety and minimize claims. That’s the Northland Advantage. We’re there with you for the long haul.

Truck coverages and services available:


  • Identity fraud expense reimbursement
  • Additional insured capability – no charge
  • Trailer interchange 

Physical damage

  • Coverage designed for owner/operators leased to fleets
  • Electronic equipment coverage
  • Financed value coverage
  • Identity fraud expense reimbursement
  • Windshield repair
  • Deductible reimbursement coverage
  • Combined deductible coverage
  • Non-owned trailer while attached
  • Hired car physical damage coverage, aka “bailee” coverage
  • Rental reimbursement
  • Tarps, chains and binders 

General liability for truckers class

  • Employee benefits liability coverage
  •  Product/Completed Operations Included


Two great cargo coverage forms designed to meet specific needs of trucking operations: the Premier Cargo coverage form and the Custom Cargo coverage form.

  • Broad coverage language
  • Hired car cargo
  • Customized trip endorsements
  • Up to $1 million catastrophe limit  

Claims, risk control and filings services

  • Quick, specialized and responsive 24-hour claim handling services
  • Subrogation services
  • Experienced staff of risk control specialists to assist with fleet safety and DOT compliance
  • If required by law, state and federal highway cargo filings made for you – free of charge
  • Flexible payment options – interest free
  • Risk Control Customer Portal – Extensive collection of free safety resources (videos, safety guides, driver training materials, DOT compliance forms and folders)
  • Drive Times newsletter