Public Auto

Whether you’re insuring a bus, van, limousine, or shuttle, Northland is your "one-stop" for auto coverage and service. With us, you won’t need multiple auto policies. You can tailor an insurance program without sacrificing quality protection or service.

Public auto coverages and services work with you and for you:

Standard coverages

  • Liability insurance
  • Collision
  • Comprehensive or specified perils
  • Medical payments
  • Personal injury protection (PIP)
  • Uninsured/underinsured motorists
  • Electronic equipment
  • Comprehensive includes roadside coverage, windshield replacement at reduced deductible, and windsheild chip repairs at no deductible

Optional coverages

  • Extended cargo insurance for parcels being delivered for a fee
  • Hired auto
  • Financed value coverage
  • Non-ownership liability coverage
  • General liability coverage for Limousine Service, Airport Limousine, Airport Bus and Luxury Sedan/SUV/Van Service classes (based on state availability).


Claims, risk control and filings services

  • Quick, specialized and responsive 24-hour claim handling services
  • Subrogation services
  • Experienced staff of risk control specialists to assist with fleet safety and DOT compliance
  • If required by law, state and federal highway motor carrier filings made for you – free of charge
  • Flexible payment options – interest free
  • Risk Control Customer Portal – Extensive collection of free safety resources (videos, safety guides, driver training materials, DOT compliance forms and folders)
  • Chauffeur Talk newsletter