Protecting Your Vehicle and Cargo from Theft

Protecting Your Vehicle and Cargo from TheftProtecting Your Vehicle and Cargo from Theft

It’s not easy to put a price tag on vehicle and cargo thefts, but based on numbers from organizations like Freight Watch International, it’s a problem that costs trucking companies and the industry hundreds of millions of dollars each year. Since many thefts go unreported, that’s probably a conservative estimate.

Why is cargo theft a major problem? Because it’s easy. It’s so easy, in fact, that it can take less than a minute for a thief to break into your truck and drive away. If you leave your trailer unattended, the job is even easier. Unless you take some precautions, you may as well hand over your keys.

The majority of cargo thefts occur when drivers leave their trucks and cargo unattended at truck stops, shopping center parking lots and unsecured truck terminals. Weekend and holiday thefts are especially common. Partial thefts also occur regularly. Even if you stay with your truck, without some security, it’s easy for someone to break into your trailer while you are eating or sleeping.

A small but growing type of cargo crime involves identity theft. These jobs involve a thief posing as a legitimate carrier, using that company’s identity to pick up a load, and then driving away, never to be seen again.

Not long ago, unless you were transporting high-value goods like electronics or clothing, it was easy to believe you were safe. Not anymore. The nature of cargo theft has changed. Well organized crime groups now steal just about any type of cargo, especially if it is hard to trace and easy to sell. That’s why food and beverage shipments have become the number one most stolen commodity.1

What can you do to help avoid becoming a victim of cargo theft? One rule of thumb to remember is: "freight at rest is freight at risk." Leaving a loaded trailer unattended is an open invitation to a thief. Here are some other precautions.

Cargo theft myths busted

  • Cargo thieves only target high-value electronics, cigarettes, and fashion accessories. Not true. Cargo thieves have an appetite for just about anything that is difficult to trace and easy to sell. Examples: metals, construction materials, food items, tires, etc.
  • Big metropolitan areas are the only places where vehicle and cargo theft are a problem. Wrong. While thefts occur more frequently in large metropolitan areas, especially port cities, vehicle and cargo thefts occur all over.
  • It doesn’t matter what I do, if someone wants to steal my truck or trailer, there’s not much I can do about it. Sorry. Thieves couldn’t be happier that you think that way. The truth is, a few simple precautions can help make you less vulnerable to theft.

For drivers:

  • Lock your truck and trailer while parked. Use extra locks for added security. Park in well lit, busy areas.
  • Remove the keys from your vehicle when it’s parked.
  • Do not discuss the nature of your cargo with strangers.
  • If you pick up high-target cargo, travel at least 250 miles before making any stops in case you are being followed. If a relay is needed, the transfer should take place face-to-face.
  • High-target loads should never be separated from the tractor unless it is in a fenced, locked and secure area. Trailers should then be secured with a king pin lock or other security devices.

For owners and managers:

  • Complete employment and criminal background checks on new employees and contractors.
  • Know your cargo and its value.
  • Use experienced, senior drivers to transport high-target cargo.
  • Develop formal security procedures and provide driver awareness training.
  • Invest in quality locking devices. Trailer door locks, air cuff locks, king pin locks and steering column locks are examples of locks that can help convince criminals to move to more convenient targets.
  • If possible, invest in covert Assisted Global Positioning System (AGPS) devices that can be placed in the cargo itself or wired into the trailer.
  • Safeguard important registration and insurance documentation and check your Safety Measurement System (SMS) report regularly for fraudulent activity.

1 USA Cargo Theft Report, 3rd Qtr 2014, Freight Watch International.
Doc#: LCT801

The information provided in this document is intended for use as a guideline and is not intended as, nor does it constitute, legal or professional advice.  Northland and Travelers do not warrant that adherence to, or compliance with, any recommendations, best practices, checklists, or guidelines will result in a particular outcome.  In no event will Northland, Travelers or any of their subsidiaries or affiliates be liable in tort or in contract to anyone who has access to or uses this information.  Northland and Travelers do not warrant that the information in this document constitutes a complete and finite list of each and every item or procedure related to the topics or issues referenced herein.  Furthermore, federal, state or local laws, regulations, standards or codes may change from time to time and the reader should always refer to the most current requirements.  This material does not amend, or otherwise affect, the provisions or coverages of any insurance policy or bond issued by Northland or Travelers, nor is it a representation that coverage does or does not exist for any particular claim or loss under any such policy or bond.  Coverage depends on the facts and circumstances involved in the claim or loss, all applicable policy or bond provisions, and any applicable law. Texas Customers: Insurance provided by Southern County Mutual Insurance Company, administered by Northland Insurance Company. © 2016 Northland Insurance Company. All rights reserved.