Owner-Operator Truck Insurance

Long haul semitruck with headlights on driving on the highway to make deliveries under an evening sky.
Male driver behind the wheel of a semitruck getting ready to make a delivery.

Owner-Operator Truck Insurance

As an owner and operator of your own truck and trucking business, your time is already split between navigating your business and the road. We understand the importance of making it easy for you to make decisions about the specialized type of truck insurance you need to protect what you've worked hard to build.

Northland offers owner-operator insurance products, services, and resources to help protect your business. We’re here to keep your business on the road.

What Our Coverage Offers

Commercial auto liability insurance can help pay the costs of damages to a third party.

Physical damage insurance offers broad collision and comprehensive protection in the event of a covered loss.

Deluxe coverage provides a variety of coverage wrapped together in one policy and includes downtime, diminishing deductible for physical damage, aggregate deductible, rental reimbursement, and personal effects property.

Motor truck cargo insurance covers a wide range of commodity types and values, and high-value and specialized freight.

General liability for truckers helps protect against the cost of claims from bodily injury, property damage, advertising injury, and more.

Northland Insurance offers a range of high-quality services and a dedicated team designed to support our truck insurance customers.

Male insurance agent wearing a headset, in a meeting, sitting in front of a computer screen.

Agents, do your trucking customers need reliable coverage?

Find a Northland general agent who can help.

Resources

Insights to help you manage risks on the road

Northland Advantage

5 Strategies to Prevent Rear-End Collisions in Trucking

Whether you are an owner/operator or manage an entire fleet, it's important to understand why rear-end collisions occur and how to take preventive measures to reduce the risk - and the potential costs - of these collisions.

Blue 18-wheeler truck driving along highway

Northland Advantage

Why You Need to Insure Your Commercial Truck to Its Current Value

Is your truck fleet or commercial truck covered to its current value? Learn more about commercial trucking insurance costs.

Infographic of red and white truck driving down a road

Northland Advantage

Selecting and Hiring Safe Drivers

A thorough screening process can help ensure your new drivers contribute to your success by driving safely and providing quality service to your customers.

Man with glasses sits and interviews truck driver